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> Use this file to discover available pages before exploring further.
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# Supported payment methods

The **canonical list** of payment methods is always **Wallet → Add Funds** in [threasury.app](https://threasury.app). If a method is not shown there for your currency, it is not available. Bank details change. Copy them from the app, never from an old chat.

We support six wallet currencies: **USD, EUR, INR, GBP, AUD, SGD**. **HKD is not** a deposit currency.

Do not assume Wise, Revolut, Payoneer, PayPal, ACH, or SWIFT are listed methods. You can often *use* Wise/Revolut to send a normal bank/IBAN transfer. PayPal is **not** a wallet method (it *can* be attached on Meta **CC** ad accounts, which Meta charges directly).

### USD
* **Bank Transfer** (including the underlying rails your bank calls ACH/wire/SWIFT)
* **IBAN**
* **Crypto: USDT**, **1%** fee. Networks: **TRC20** (default), **BEP20**, **ERC20 on request**, plus Binance email transfer
* **Card** (Stripe): **4%** typical. European-issued cards are cheaper for us (~1.5%), so more of your payment can credit
* **Airwallex Pay**: **0.3%**, minimum **150** (cheapest instant method when shown)

ACH Direct in the app is currently **disabled**. Card minimum is **150** in currency.

### EUR
* **IBAN / SEPA** (Denmark-issued IBAN in the app; we also have a Lithuania account if one rail fails)
* **Card**: **3.1%** typical
* **iDEAL**: instant for eligible EU clients
* Airwallex Pay when shown (0.3%, min 150)

Stripe SEPA is currently **disabled**.

### INR
* **Razorpay**: **2.36%**. Minimum **₹20,000 + 18% GST**
* **Bank Transfer**
* **UPI**
* 18% GST applies on INR payments (inclusive; see the GST FAQ)
* Ad-account top-up minimum is **₹15,000 + GST = ₹17,700** every time (this is not the Razorpay minimum)

### GBP / AUD / SGD
* **Bank Transfer**

### Crypto notes
* USDT only. Solana, Polygon, BTC, etc. are not supported
* 1% processing fee
* Credits the **Threasury Wallet**, not Meta’s native USDC balance
* Share tx hash, amount, timestamp, and a screenshot. For Binance email: recipient email + Order ID
* Addresses are in the app. We share crypto addresses with **registered clients only**
* Use the **payee name shown in the app**, not your personal name, unless that is what the form displays

### Speed
* Fastest: Card, iDEAL, UPI, Airwallex Pay, crypto (minutes), SEPA Instant
* Slower / cheaper: bank transfer (1–3 business days, no Threasury fee)
* Crypto and Zelle approvals: typically **5–10 minutes** once submitted correctly
* First payments: we wait until funds **land**. After history is established we can often credit on valid proof

### Third-party payers
Payments should come from you. Third-party payments are refused by default. If there is no other option, that is an exceptions process (authorization letter / KYC). Ask support; do not send from a random account and hope.

Payments **over $50K** can trigger bank KYC. Splitting is often smoother.

|||| Always transfer from an account in your name. Name-mismatch warnings on the bank side can be ignored when the app already has the latest details, but third-party senders are a different issue.